BizyFi Apply

Commercial debt financing, matched to your business — and the companies behind it, on a map.

Find companies by state, city, industry or trade, or tell us what you're financing and BizyFi routes you to the right path: SBA, equipment, working capital, asset-based or structured credit. Principally $10M and under; over $10M, speak with a specialist.

Free to browse. Pre-qualification takes about 3 minutes: no cost, no obligation and no credit pull at this stage.

See where businesses are getting financed

Our financing map shows SBA-backed loans and private raises filed with the SEC, by state, industry and year, from public government records.

374,000+
SBA 7(a) and 504 loans since 2020
$212B
in SBA loan approvals
108,000+
private offerings filed since 2019

Explore the financing map

How it works

BizyFi is a matching platform, not a lender -- we route your request to the financing path and lender relationships that actually fit.

1

Tell us what you need

A short set of questions about the amount, purpose, and your business -- no long application up front.

2

Get matched

We score your request against the financing paths and lender relationships that fit your size, industry, and situation.

3

Talk to an advisor

A Fusion Network advisor reviews every request and walks you through what's actually available before anything moves forward.

Financing we help place

Commercial debt across every stage, from founder-owned businesses to PE-backed platforms.

SBA lending

7(a) and 504 for acquisitions, equipment, and working capital.

7(a) vs. 504 guide →

Working capital & receivables

Lines of credit, invoice factoring, and AR financing.

Factoring vs. LOC guide →

Equipment finance

Loans and leases for machinery, vehicles, and hard assets.

Lease vs. loan guide →

Refinance & existing debt

UCC-1 situations, maturing loans, and prepayment-penalty timing.

UCC-1 guide →

ABL, unitranche & structured credit

Asset-based revolvers, mezzanine, and private credit for larger and more complex situations.

Borrowing base guide →

Sponsor-backed & PE portfolio companies

Add-on acquisition financing and platform-level debt.

Add-on financing guide →

Over $10M

Raising more than $10M? Speak with a specialist.

Larger facilities are structured one-on-one rather than through the online flow. A Fusion Network debt specialist works through your situation with you, then runs a competitive process across banks, asset-based lenders, unitranche and private credit funds, mezzanine and sponsor finance.

  • Acquisitions, recapitalizations and refinancing of existing debt
  • Asset-based revolvers, unitranche, mezzanine and private credit
  • Growth capital for established and sponsor-backed companies
Speak with a specialist Or start a request online →

No cost and no obligation. BizyFi is not a lender.

Free calculators

Run your own numbers first -- every calculation happens locally in your browser.

DSCR & Borrowing Capacity

DSCR, leverage, and asset-based capacity together, in one estimate.

Open calculator

DSCR Calculator

Just the debt-service coverage ratio -- can your cash flow support the loan?

Open calculator

Borrowing Base Calculator

Estimate asset-based capacity from receivables and inventory.

Open calculator

SBA Payment Calculator

Monthly payment and total interest for SBA 7(a) or 504.

Open calculator

Lease vs. Loan Calculator

Compare total cost of ownership for financing equipment vs. leasing it.

Open calculator

Refinance Breakeven Calculator

See how fast a lower payment offsets a prepayment penalty.

Open calculator

Factoring vs. LOC Calculator

Compare the cost of invoice factoring against a line of credit.

Open calculator

Guides

Plain-language explainers on the financing decisions borrowers weigh most often.

Browse all guides

Common questions

Is BizyFi a lender?

No. BizyFi is the borrower intake platform of Fusion Network, an independent commercial debt advisory firm. We route your request to the financing path and lender relationships that fit -- any financing is subject to lender approval, underwriting, and documentation.

Does checking my options affect my credit?

No. BizyFi's qualification process runs on the financial information you provide -- we do not pull your credit at this stage.

Is there a cost to use BizyFi?

No. Getting matched and pre-qualified is free, with no obligation to move forward.

How much can I borrow through BizyFi?

BizyFi principally handles financing requests of $10M and under, across SBA, equipment, working capital, asset-based, and structured-credit paths. Need more than $10M? Speak with a specialist.

What happens after I submit a request?

We score your request against the financing paths and lender relationships that fit your size, industry, and situation. A Fusion Network advisor then reviews every request and walks you through what's actually available before anything moves forward.

Do the free calculators use my real numbers?

Every BizyFi calculator runs the calculation locally in your browser -- the specific figures you enter are never transmitted to BizyFi. Some calculators also save a few of your numbers in your own browser's local storage so they carry over between calculators; this never leaves your device and can be cleared anytime.

Ready to see what fits?

A short set of questions, a real advisor, and no cost to find out what's actually available to your business.

Get your full pre-qualification estimate